Different companies use different criteria for a total but most are in this ball park. About 80% is the magic number. If damages and the value of the vehicle to a scrap yard combined reach 80% of the value it's a total. So a vehicle that the book says is worth 10 dollars has damages worth 4 dollars ( that the company would have to pay) and a scrapper will pay 4 dollars it's a total. Damages don't have to equal or exceed the value of the vehicle.
AS far as the airbags are concerned. Each company has it's own policies on that. Most will only pay for new airbags. Plus if they insist on replacing them and in a subsequent accident they fail they can be held liable by the courts. That is why some companies automatically total a vehicle that's airbags have deployed.
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Today's Featured Article - Sunday Drives - by Cowboy. Summer was finally upon us here in Northern Maine. We have two types of industry up here, one being "Forestry" (Wood Products) and the other "Farming" (Potatoes). There is no shortage of farm tractors and equipment around here! I have been restoring old Farm Tractors for the past 6 years, and have found it easier and less expensive to hit all the auctions and purchase whole tractors for parts needed. My wife who works at a local school, and only has weekends and summers off, while on t
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