Also hope you aren't dealing with State Farm. I've been an insurance adjuster, although I didn't work auto damage claims.
You don't have to take the insurance company's first offer. They just throw it out there to see if they can get away with it. A drunk driver once caused an accident that totaled a Buick Century our daughter was driving. He was already on a high risk plan with a company in Indianapolis. The Buick had every option available for that car, including a factory sun roof. The Adjuster I was working with made an offer based on the lowest priced, basic model for that year, which was about half of that car's value. He wouldn't budge.
So, I looked up the value of the car in four price guides, NADA, Kelly, etc., and took an average of the four as the price I wanted for the car. I wrote a letter supporting my price and rebutting the Adjuster's price. I then went to the Nebraska Department of Insurance with my letter and filed a formal complaint against the company. By law, the company had 15 days to respond to the complaint.
I loved this. On the afternoon of the 13th day, the Adjuster called me and said they had "reason to review my claim". He then made me an offer that was almost to the dollar of what I was asking for. Plus extra for substitute transportation. In other words, the Nebraska Insurance Department told the company, "Get real or you're history in Nebraska".
The bottom line is, don't try to inflate things, but stick to your guns on a fair price and hire an attorney if you have to.
BTW, I've never understood why people refuse to hire an attorney even if it would be beneficial. People who don't hesitate to run to their doctor every time they have the sniffles won't pay a few dollars for the help of an attorney. A ten minute conversation with an attorney once saved me from making a $50,000 mistake and he didn't even bill me.
Upload one or more videos to your post. Photo filesizes should be less than 300K and Videos, less than 2MB. Formats allowed are gif, jpg, png, ogg, mp4, mov, and avi. Be sure to use filenames without spaces or special characters, and filetypes of 3 digits lower case.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Ford Part Number Trivia - by Forum Participants. "Replaced by" means the part was superseded. All of my part books date back to 1964 and New Holland have changed some part numbers. They usually put the old Ford part number on the package. I was suppressed when I looked up the part number of the auxiliary drive shaft because for some reason the part number went through a radical change and it lost its "Basic Part Number". Ford part numbers follow the following rules. Most part numbers are in three parts. The middle part is called the
... [Read Article]
Latest Ad:
Sell 1958 Hi-Altitude Massey Fergerson tractor, original condition. three point hitch pto engine, Runs well, photos available upon request
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
