I too use a card for most purchases and the rebates are nice, but with the caveat that I always pay off the balance [as several here do] and so avoid the interest fees. Interest on CC balance will easily exceed the rebate and that's where the under-writers make their profit. It appears from reading the responses that everyone here who touched that aspect pay their card in full when due. That puts you in the minority of users and also makes it financially sound for you.
The second reason I rely on a card so much is that the billing cycle allows me to hold my money for 30 to 60 days beyond the actual purchase. Use of cash can't do that. In fact, when I recently ran up a pile of vet bills, the specific card I used had deferred interest for 6 months. That equals a 0% loan.
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Today's Featured Article - Field Modifications (Sins of the Farmer) - by Staff. Picture a new Chevrolet driving down the street without it's grill, right fender and trunk lid. Imagine a crude hole made in the hood to accommodate a new taller air cleaner, the fender wells cut away to make way for larger tires, and half of a sliding glass door used to replace the windshield. Top that off with an old set of '36 Ford headlight shells bolted to the hood. Pretty unlikely for a car... but for a tractor, this is pretty normal. It seems that more often than not they a
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