COBRA health insurance has to be offered for 18 months, assuming you had a company plan and there are 20 or more employees. You pay the full cost of it, the employer and the employee cost. Just heard this this morning from a financial planner on the local talk radio show. Also, he was talking about Medicare and how if you don't sign up when eligible, at 65 or after, and not covered by an employer plan, you could be without coverage for a time until the next open enrollment period AND you'll be penalized an additional 10% of your Part B premium FOR LIFE! He said you have 8 months from the day you retire to sign up. The open enrollment is Jan. 1 but your coverage won't start until the next July. So, don't let that slip your mind when you get there.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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