That quote from the manual was for anyone who didn't enroll at 65 and signed up later. Your Initial Enrollment Period starts 3 months before the month in which you turn 65, and ends three months after your birth month. Quoting again from the manual-"If you sign up for Part A and/or Part B during the first 3 months of you Initial Enrollment Period, in most cases, your coverage starts the first day of your birthday month. However, if your birthday is on the first day of the month, your coverage will start the first day of the prior month. If you enroll the month you turn 65 or during the last 3 months of your initial enrollment period, the start date for your Medicare coverage will be delayed."
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Today's Featured Article - The Revival of a John Deere Combine - by The Red, John Fritz. For several years I had been driving by a farm house on the west side of Indianapolis that had a John Deere combine parked in high weeds in a lot behind the house. The gentleman no longer farmed because the entire area was developed with housing and light industry. I had stopped several times and knocked on the door but no one would answer. My curiosity was up and I wanted to contact the owner. I wanted to see what he planned to do with the combine.
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