Posted by glen sw wi on March 26, 2016 at 16:18:22 from (207.190.113.63):
In Reply to: Medicare question posted by rrlund on March 26, 2016 at 12:20:24:
I retired at 53 and carried catastrophes health insurance. Problem was the companies kept dropping the insurance plans for everybody. Then it was time to look for another one. Always figured I could absorb a $5000 expense.
I started taking my SS at 62 and Medicare at 65. I am now at the rip old age of seventy nine. My father received one SS check before he passed away. Not a very good mandatory investment on his part.
When I was 71 I went in for a quadruple bypass. First time I was in a hospital since I was six years old The bypass bill came to about $136,000. My expensed amounted to $1,600. When I was 78 I went in to the emergency room for a kidney stone. Three days in the hospital. Never saw the bill for that stay.
If you are going to figure out where the break even is on your SS you have go consider that a certain portion of your benefits may be taxable as regular income. I presently have 85% of my SS taxed as income. The tax is figured based on your income.
I think the basic SS is a poor investment except for the Medicare part.
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