Posted by GeneMO on March 23, 2016 at 09:01:30 from (71.51.203.52):
In Reply to: Speaking of rip offs posted by jayinny on March 22, 2016 at 22:50:59:
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No, you got it backwards. The thieving lawyers figured out a way to suck insurance dry. Your rates are going up because lawyers make the rules. State regulators are controlled by by lawyers, politicians make the laws to protect and benefit lawyers cause they are themselves mostly lawyers.
The lawyers have educated people, they advertise on TV, so the mentality is to sue at the drop of the hat. That costs big bucks to defend a case that is a fraud from the beginning, but it is cheaper to pay the crooks off than to fight it in court and loose.
I worked in the ins. industry for 35 years ( crop insurance). We never, never tried to get out of paying a legitimate claim. NEVER. I always preached to my adjusters. "if there is any doubt, always lean on the side of the customer" We overpaid a lot of claims in an attempt to be fair.
When there was a dispute or the customer was being unreasonable, it was because they didn't know what they had bought, or how insurance worked.
We never cheated anyone. Never.
And I am confident saying that. Can't speak for other companies, but I know how I worked it.
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