I would say that a skid steer is safer just because your in an enclosed cab. In the operators seat it is pretty hard to be hurt. A tractor would have the advantage of reach. That is handy if your wanting to load from one side. Also a tractor rides better if you have to haul bales very far.
We had two semi tractors and trailers we hauled hay on. I preferred using a skid steer IF the skid steer had some size to it. You can position the load so much easier. If your a little out of square you can "twist" while your right by the trailer. Where you have to steer into the lad as your coming in with a loader tractor. In confined areas the skid steer really shines. The cycle time is much faster.
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Today's Featured Article - Massey Ferguson 35 (and up) Tractor Assembly Notes - by Jack Wetmore. These assembly notes are for Massey Ferguson tractors with a two stage clutch and 6 speed, 8 speed and mutli-power transmissions. I see a lot of discussion forum messages regarding damaged clutches from improper assembly. The objective is to have the engine and transmission slide together safely and easily until the gap between the two halves is less than 1/4", BEFORE tightening any of the bolts holding the two together. Using bolts to draw the two halves together will damage the PTO
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