Wow, a lot of folks on here have a pretty low opinion of Hold Harmless agreements. I have no knowledge of any that have been vacated or for that matter upheld, but I do see them upheld all the time in business contracts (indemnity clauses). So my take away is might as well have one, it might not help you but it sure can't hurt you either. As to insurance deductibles, I asked my accountant and she said (with out checking for sure) that they were not deductible for home owners (small farmers) but were for just about any businesses. Seems like another double standard to me. The last time I looked into a Country Estate Plan it was nearly 3,000$. So now I'm thinking Dog Heaven Farm LLc. or Dog Heaven Farm Inc. has a nice ring to it. If I could just remember where I saw that advertisement for 350$ to incorporate my farm. I will say however, this is an important topic and I hope the discourse continues. JD
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Today's Featured Article - The River Tractor - by Charlie English Jr.. This is a 4010 John Deere that was used to farm on the Diamond Island which is in the Ohio River about 15 miles southwest of Evansville, Indiana. About ten years ago, this tractor was parked close to the bank as the river was washing the bank of the island away.
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