A lot of the Amish and Mennonite groups while they don't purchase insurance from a third party carrier still pool their money and are "self insured." One thing we have to remember is that anyone can sue for anything but if a frivolous suit the judge may through it out in a summary judgment. Some states have contributory negligence statutes which mean any negligence on the injured party negates his ability to collect. While in other states they have comparative negligence statutes which means you have to be less than 50% at fault to collect anything. There are derivatives of both depending on the state.
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Today's Featured Article - The David Brown Rose Badge - by Samuel Kennedy. In the 13th century civil war was raging in England. Two English noblemen were involved in a conflict which became known as the War of the Roses. The Duke of York had as his emblem a white rose and the Earl of Lancaster had a red rose. Today the white rose is the official emblem of the county of Yorkshire and the red rose has been adopted by the neighboring county of Lancashire.
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