My wife does all her bill pay online through our bank. The bigger companies get electronic transfers (utilities, etc), the smaller ones are paid by check mailed to them by our bank. This is no hassle, no extra fee. Works great.
She was going to use the utilities online payment system for a second house we own until she found out there was a service charge for it ($3 IIRC).
Occasionally, a payment will not be made (lost check, whatever) and we'll get a bill with a "past due" amount and a late fee. One call to the bank and they take care of it with the company: no late fee, no hit to our credit report.
In fact, one of our daughters pays us back a loan this way. She does all HER banking online. It's kind of weird when she was standing in our kitchen and I opened a letter with a check from her bank in Virginia. She was interested to see what it looked like. :lol:
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Today's Featured Article - Measuring with Calipers - by Staff. The legs of inside calipers are curved outward at the extremities to facilitate measuring small holes, while outside caliper legs have a large curve inward to increase their capacity for large work. Firm-joint calipers are adjusted approximately by the hands and then set to the feel of the work by tapping them on a metal surface. It is a common practice when opening calipers by this means to tap the top of the joint. It is better, if possible, to tap the inside of the legs, as repeated blo
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