My wife does all her bill pay online through our bank. The bigger companies get electronic transfers (utilities, etc), the smaller ones are paid by check mailed to them by our bank. This is no hassle, no extra fee. Works great.
She was going to use the utilities online payment system for a second house we own until she found out there was a service charge for it ($3 IIRC).
Occasionally, a payment will not be made (lost check, whatever) and we'll get a bill with a "past due" amount and a late fee. One call to the bank and they take care of it with the company: no late fee, no hit to our credit report.
In fact, one of our daughters pays us back a loan this way. She does all HER banking online. It's kind of weird when she was standing in our kitchen and I opened a letter with a check from her bank in Virginia. She was interested to see what it looked like. :lol:
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Today's Featured Article - Tuning-Up Your Tractor: Oil, Oil Filter and Air Breather - by Curtis Von Fange. In the preceding articles we discussed some of the various aspects of doing a comprehensive tune up. Hopefully some light was shed on why we do or don't do certain things pertaining to inspections and order of events when doing a tune up. Perhaps some useful reasons were given for why parts fail and what to do about preventing part failure in the future. All these tips will help us think and reason out a problem in order to make our tune up last and, hopefully, keep us from spending extra mone
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