Don't pooh-poo the liability aspect. Be sure you have a high limit liability policy that will cover everything you do. I've worked in the business insurance area for 36 yrs. and you never know where you might be drawn into a lawsuit, even if it was from someone you didn't have direct contact with. I've seen plenty of claims for injury to people that happened next to the property where we carried the liab. insurance but our customer had assets someone wanted to go after. I your case you might weld or machine a small part on something that breaks and injures someone. Even if your weld or machining didn't fail you might get dragged into it because you worked on the product or part. You'll likely get dismissed UNLESS you are the only one with ins. coverage or assets then you'll be on the hook for the whole dime (you are the one with the "deep pockets"). Otherwise you'll need coverage for at least defense costs to get you out of it. Standard commercial general liability covers that.
I personally am not a sketchy, nickel-dime type but if something you do causes injury to me or mine or my property, you can be sure my attorney will be contacting you for compensation. Point being, anyone can come after you (actually they only need a flimsy reason to do so), so my advise is be prepared with good coverage.
Good luck with your ventures. I have a Mahindra SCUT and love it too!
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Today's Featured Article - Weldin Basics, Part 3 - by Curtis von Fange. Oxy-acetylene Welding - Part One In our series on welding we have taken a brief look at AC and DC arc welding along with basic techniques and safety equipment required for safe usage. Since our premise is to cover welding types that might best be used on a farm environment we have kept our overview purposefully simple and general. The second type of welding that this observer finds quite useful in
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