When you are getting started or expanding it is wise to limit your spending as much as possible to only equipment or livestock that will provide more income. 100 acres of hay and 250 acres of tillable ground ought to be feeding more than 50 milkers and 50 dry cows and heifers, if expanding the milking herd won't pay right now then maybe feeding some steers or back grounding some heifers on contract will bring extra returns, feeding your own calves out should also be pofitable in most years. From what you describe you have plenty of rolling stock, have you looked at no-till or minimum till? Depending on your area and situation you may be able to change some of your farming practices and actually need less equipment instead of more.
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