For the $550 a year I pay for homeowners insurance I wouldn't be without it I understand what you're saying, and how many houses do you really see have problems I Burnwood and it's just a safety for me, if something did happen. My neighbor likes to burn greenwood, his house caught fire a few years ago but the insurance company covered everything for him. Even auto insurance is a rip off but I'd be afraid if I had an accident and hurt someone with no insurance, I could be sued for everything. I maxed out my deductible and got my premium down for my house insurance, I also got rid of the flood insurance as we don't live in a flood area. We got 9 inches of rain during hurricane Irene and not a drop came into the basement!
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Today's Featured Article - A Brief History of Tractors in Australia - by Bob Kavanagh. After Captain Cook's exploration of the east coast in 1770 the British Government decided to establish a penal colony in Australia. The first fleet arrived in 1788 and consisted mainly of convicts who were poorly equipped and new little of farming techniques. The colony remained far from self-supporting and it was not until the early 1800's that things started to improve. Free settlers started to arrive, they followed the explorers across the mountains and where land was suitable set up farms. T
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