Posted by NY 986 on November 25, 2015 at 06:44:00 from (97.47.2.32):
In Reply to: Re: Life insurance posted by John T Country Lawyer on November 25, 2015 at 06:15:45:
The thing I see locally is that the best results came from dad and/or mom taking care of things such as insurance and wills while young and updating as necessary. The best bang for the buck on insurance is do it while you are young where it takes up a small percentage of your income. Sometimes the kid in question to continue the farm comes along after dad and mom have turned age 30, 35, or older. It is going to be very uphill for a kid to start a policy on dad if he is 55 or 60 and has identifiable health issues based on family history to the insurance company. It all bols down to the objectives of the generation that currently owns the farm and the sacrifices they are willing to make to have it stay in the family.
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