Agree with others and to shop around. I am about ready to do the same. A few years ago I was being held captive by American Family agent and that agent told me I had to keep a "farm and ranch" policy which at the time insured me for liability claims I would never use.......such as farm employees, someone entering my property and getting injured, etc. At first I bought into the story that I somehow needed that coverage, until an agent asked my how it would possibly be my fault if someone entered my property without my permission and was injured, or how a farm employee could file a claim if I never hire anyone. I now have a regular homeowner policy and it saves me quite a bit. The agent actually stated that if someone did enter the property and was injured they would help fight the claim in court if necessary. Somehow that does not make me feel all that comfortable, so I do not allow hunting or trespassing (for several reasons). I do know that if I tried to insure against every possible scenario, I could not afford the insurance, so I only insure against the most common or likely risks
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Today's Featured Article - Memories of a Farmall C - by Monty Bradley. When I was a child, my grandparents lived on a farm owned by a Mr. Walters. The crops raised were cotton and soybeans, with about forty head of mixed breed cattle. Mr. Walters owned two tractors then. A Farmall 300 on gasoline and a Farmall C, that had once belonged to his father-in-law, and had been converted from gasoline to LP Gas. Many times, as a small boy, I would cross the fence behind the house my grandparents lived in and walk down the turn row to where granddaddy would be cultivati
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