You missed my point. I did not say that I carried collision insurance. What I meant was that if somebody damages my car in a parking lot (just as an example), and basically dents a fender, his/her insurance would then be obligated to pay for my damages. They would then appraise my car, pay me a little pocket change, and then want to take my car. I would then need to buy back the salvage rights, and in order to get it retitled and re-registered, I would have to go through the whole procedure of having to have the car re-certified as roadworthy - OVER A DENTED FENDER!!!!! Doesn't seem right to me.
I would NEVER carry collision insurance on a car over 10 years old. You are right in that respect - the value of the car would be less than the insurance premium.
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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