You missed my point. I did not say that I carried collision insurance. What I meant was that if somebody damages my car in a parking lot (just as an example), and basically dents a fender, his/her insurance would then be obligated to pay for my damages. They would then appraise my car, pay me a little pocket change, and then want to take my car. I would then need to buy back the salvage rights, and in order to get it retitled and re-registered, I would have to go through the whole procedure of having to have the car re-certified as roadworthy - OVER A DENTED FENDER!!!!! Doesn't seem right to me.
I would NEVER carry collision insurance on a car over 10 years old. You are right in that respect - the value of the car would be less than the insurance premium.
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Today's Featured Article - Sunday Drives - by Cowboy. Summer was finally upon us here in Northern Maine. We have two types of industry up here, one being "Forestry" (Wood Products) and the other "Farming" (Potatoes). There is no shortage of farm tractors and equipment around here! I have been restoring old Farm Tractors for the past 6 years, and have found it easier and less expensive to hit all the auctions and purchase whole tractors for parts needed. My wife who works at a local school, and only has weekends and summers off, while on t
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