Of course they are not free. They are paid for by the nearly 30% interest rate and transaction fees from the retailers. The whole idea is to suck in the users to run up balances and make minimum payments - a sure formula to lead folks into bankruptcy. They can afford to offer those sucker baits like "cash back" for using the card. Next thing you know, folks are paying off a $100 purchase for 10 years at $5 a month with the interest rolling up like the national debt. The fees that they get from merchants is just so much more ice cream for them.
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Today's Featured Article - Tractor Profile: Oliver 70 Row Crop - by Staff. The Oliver 70 was part of the "Fleetline Series" and was manufacturered from 1937 to 1948. The row-crop configuration could have either dual or single front wheels. The Oliver 70 was also offered in the standard, orchard and industrial configurations. The tractors were sold in Canada. An early advertisement states "Power when you want it - power when you need it - power to help put in crops when field conditions are right and time and help are limited. That's the power you'll find in an Oliv
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