"unless a customer is financially irresponsible they can apply for and get a credit card and use it"
What a joke. Three years ago,I was starting to get attitude from Enterprise when I'd rent a car with my debit card,so VERY reluctantly I applied for a Visa credit card through the bank where I've banked for more than 35 years. One of the assistant vice presidents filled out the paper work for me. She said they didn't handle them themselves since they weren't a large enough bank,but the card would have their name on it. A few weeks later I got a letter from some bank in Florida saying I was denied. Why? No debt. They said not enough credit history and not enough recent payment history. I was telling a cousin about it right after it happened. He grinned and said the same thing happened to him for the same reason at another local bank. He said he complained to one of the higher ups and had a card in a few days. I told the gal who'd filled out the paper work for me,about the denial letter. She said if I wanted to re apply,she'd make sure it went through this time. I told her to forget it,if somebody wouldn't take my debit,they didn't need my business. On the flip side,there was a guy here in the neighborhood who filed bankruptcy a few years ago. He was in debt $350,000 on credit cards. My brother asked him how in the world you get that far in debt on cards?! He said "Hey,they kept sending them,so I kept activating them.". Real responsible there.
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Today's Featured Article - Ford Part Number Trivia - by Forum Participants. "Replaced by" means the part was superseded. All of my part books date back to 1964 and New Holland have changed some part numbers. They usually put the old Ford part number on the package. I was suppressed when I looked up the part number of the auxiliary drive shaft because for some reason the part number went through a radical change and it lost its "Basic Part Number". Ford part numbers follow the following rules. Most part numbers are in three parts. The middle part is called the
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