The Farmers around here are hard workers too. Some farms around here are in debt up to their eye balls and some are not. Whether the owner/operator is collage educated or learned through the school of hard knocks; a lot of them lack financial back ground. A lot of farms do their own accounting and hire a local CPA for tax season. They need to have a financial adviser to help them understand what they can spend, what they need to save for the lean times, and what they need for the long term. It is too easy for farms to get into debt and too hard to get out of debt.
We all hear the wore stories of college grads getting into the workforce and not being able to pay the tuition back. We hear the stories of people accumulating massive credit card debt. The homeowners that bought a house well outside of their means. The Farms are no different, they need better education and understanding of money and the financial impact that their choice have on their wellbeing and livelihood.
And by all means, there are farmers out there with excellent understanding of the financial impacts that may be associated debts and savings. They are no different than the average Joe�.
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Today's Featured Article - Preventing Tractor Theft - by Staff. The discussion started with the following message: I have a JD A without key start or any locking device. Is there a best way to secure it so the chances of it being stolen are reduced? Following are some of the answers that were received: Take the rotor out of the distributor and hide after each use. The would-be thieves at least couldn't just get on and drive away.
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