Re: Raising $400?

Posted by JML755 on June 08, 2015 at 05:30:06 from (97.78.165.193):

In Reply to: Raising $400? posted by Geo-TH,In on June 06, 2015 at 14:46:02:

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Exactly. Several people stated here that they got out of school and went right into a factory. Well, that was then, this is now. You've got to offer the world a marketable skill. Just going to college and getting a degree doesn't cut it either. There are a lot of jobs in the auto industry that you used to be able to work into that now require a degree. But that's just the entry ticket.

Then there's work ethic and economic prudence. When the wife and I graduated from college in 1974, we had entry level professional jobs. 20 or 30 years later, I found a notebook in the basement where she had listed our monthly bills and income down. The bills were slightly more than our income and she wrote "WE SUCK!" across the page. We both got a good laugh out of that.

How did we make it? We cut back and as we got raises, we made sure we saved, even a little. We never had CC debt that we couldn't pay off at the end of the month. I.e. we lived within our means. That is a phrase that a lot of people (especially young ones) don't understand. But they buy $5 lattes, have huge cell phone bills so they can surf the web from their smart phone, tattoos and piercings that cost hundreds if not thousands of dollars, cigarettes hanging from their mouths (over $6/pack). I was behind a waitress at a party store who was scrounging through her tip purse to buy cigarettes and a bottle of booze. Was frantic that she didn't have enough. Somehow I couldn't sympathize with her plight.

Our early struggles made us financially cautious. We did take vacations and go out to eat, bought nice cars, have a nice house. But we always made sure we had at least 6 months salary in the bank. And we've had tough times, too. When I was in my 40's my business failed and I went without a paycheck for over a year trying to save it. Survived off my wife's check with 3 small children. Didn't touch our savings, though it didn't grow at the time. Then in my 50's lost my job twice and was unemployed for over 6 months each time.

Can't raise $400? I'd be doing everything I could to get out of that situation. Working multiple jobs, cutting grass for neighbors. If there's a will, there's a way.

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