Posted by andy r on April 22, 2015 at 16:30:48 from (166.181.83.107):
In Reply to: health insurance posted by rick1 on April 22, 2015 at 14:40:49:
I retired from teaching high school for 34 years at age 56. BlueCross BlueShield runs around $400 with dental and drug for just me. The dental portion is around $25/month. This is sort of a high end plan similar to what I had at my former employer. I buy the policy through my Farm Bureau Insurance Agent. Someone had once told me Farm Bureau BCBS may be 20% less than BCBS through a BCBS agent. Another thing is if you can get "underwritten" by actually filling out the multi-page questionnaire about your health. That will save you some money. Since I took this plan out in 2010 I do not think my plan is affordable health care plan compliant, so it is less than if I took out the same plan today. I pay $25 per doctor visit. Paid $5.00 for a $50 prescription just today. Dental pays 100% for preventative. Had two crowns done last month and paid half. If you are self-employed and have earned income more than your health insurance premium then it is deductible. If you are not self-employed then it may be deductible on schedule A under health care costs, but it is sort of hard to have high enough of an amount to make the limit. What I found in comparing health care policies is that you really don't save all that much by increasing deductibles and co-pays.
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