Posted by JD Seller on March 01, 2015 at 20:59:43 from (208.126.198.123):
In Reply to: truck loan posted by 1955 950 on March 01, 2015 at 17:09:25:
1955 950: I guess I am swimming against most of the other posters. To me it is not just about interest rates and saving. The bigger question is about RISK!! You should always look to minimize risk. So I would rather pay off the house and then work on the truck. As having your home paid off greatly lowers the RISK over paying the truck off.
You can drive anything it does not have to be financed at all. A $500 beater will get you from point a to point b.
Having your home paid for enables you to weather problems much easier. YOU have to have a house to live in and housing is harder/costlier than vehicles.
So the tax rates, deductions and interest rates all take the back seat to security or lack of risk. Losing your place to live is rougher than losing a vehicle.
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