The cost of each one would have a lot to do with it for me-- several thousand difference is all you say. Are we talking 20k vs 23K or 8K vs 18k? I don't want to know but it makes a difference that only you would know.
Next thing only you can answer is your expected usage. If your doing stuff for you under no time pressure you can quit when it's too cold or hot so no need for a cab. Also kinda hard to justify a huge expense for occasional use.
4x4 on a loader tractor IMHO makes a world of difference because the back gets light and looses traction when the bucket is full. But before 4x4 became widely used people just heavily ballasted the back with all kinds of weights--I'd think a backhoe hanging off the back would kinda take care of that and you might find even a 2wd backhoe to be an effective enough loader.
Also consider how much maintenance each will need and how many things might go wrong with it. You might find a simpler, cheaper 2wd enough to do your work while saving you money. But if your like me make sure whatever you get is in good condition. I assume you're buying it to use vs buying it to have fun fixing all the things that are wrong with it. :)
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