Posted by Mike (WA) on February 10, 2015 at 09:07:25 from (69.10.199.139):
In Reply to: Re: OT Do you.... posted by oldtanker on February 10, 2015 at 07:22:20:
I use plastic for everything- get several hundred $$ in cash back every year. If you travel, you have to have a card (ever try to rent a car without a card? The guy will just yell over his shoulder "Security!" and thank you for stopping by). Ditto hotel room reservation, airline ticket, anything over the internet, etc.
So if I have to have a card anyhow, why not utilize it to my advantage? BTW, the interest rates are horrendous if you don't pay in full every month, and that's what the card companies are banking on (pun intended). I understand in the trade, they refer to us who pay in full every month as "deadbeats".
And we do check our statements every month. Somebody said they always make the tip on restaurant bill such that total ends up XX.99. I think that's a great idea. But I'm sure Mrs.(WA) wouldn't bother with the math, so I guess it won't work for us.
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