Well, George, you seem to have the answer for everything, but I have to take exception with a few things.... I NEVER allow ANYBODY access to my accounts in the form of autopay. EVER!! If, by chance, you get hacked, and the bill comes in, and is "autopayed" by your account, and happens to overdraw.......well, you do the math. Perhaps you are one of the fortunate few that has enough in reserve to cover any such happenings, but the most of us average people do not have such reserves. At least not in cash or liquid assets. Lest we not forget, the interest on MOST CCs is ranging from around 10% to over 30%. They make their money mostly from 2 sources: transaction fees and interest on those that carry balances and "pay on time." The majority of people that use cards will carry balances and pay high interest. The "cash back" is simply the "sucker bait" to lure them into spending more invisible money that they don't have in the hopes of getting a few pennies back at the end of the year. You can continue to think that you are getting over on the system, but in reality, the day could come that the whole house of cards will collapse. I sincerely hope that it does not happen to you.
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Today's Featured Article - Gettin My Old Tractor Home - by Clayton Sweeney. My name is Clayton Sweeney. I am from Southern Maryland in a small town called Lothian. I am 20 and my father and I are the proud owner of a 1954 Allis Chalmers WD-45. When I was 18, I dated a girl in the next county over. Her family are tobacco farmers. It was a cold Thanksgiving evening, and we were going up to her Grandparents house. As we passed one of their barns, I noticed something orange in the corner of my eye in this old shed. It was pretty dark and I asked what it was
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1965 International Harvester McCormick Farmall cub tractor 2,500. Two owner tractor. My grandfather bought new in 1966, then we inherited it. Have all the paperwork original manual and all maintenance records. It starts and moves. Comes with underbelly mower, plough, and some other attachments.
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