Posted by JD Seller on January 19, 2015 at 17:54:37 from (208.126.198.123):
In Reply to: Reverse Mortgage posted by Keith Molden on January 19, 2015 at 08:38:07:
Keith Molden: A nursing home can not take a home away form a surviving spouse if the house is on both your names. Medicaid will pay the nursing home and then they will place a lien on the house when the spouse in the nursing home dies. The house is not forced to sell or anything until the surviving spouse dies. Then the lien is handled in the estate.
As for the reverse mortgage. Can you tell me exactly ho long your going to live???? IF you live longer than the reverse mortgage term you or your spouse could easily be home less.
A reverse mortgage is a poor plan for 90% of the people that would do one. You need to talk to a estate planner and there are much better ways to protect your spouse in the event one of you has high health care cost.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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