Posted by OH Boy on January 19, 2015 at 15:57:03 from (70.194.200.106):
In Reply to: Reverse Mortgage posted by Keith Molden on January 19, 2015 at 08:38:07:
I would like to clarify that I do not think it is the Nursing Home that can take a patient's house away, rather it is the Medicaid program.
If a patient is cash destitute, Medicaid pays the nursing home every month on his/her behalf. They keep a running tab on it. If the patient owns real estate, they will place a lien on the home. After the patient dies they recoup whatever expenses they can from the patient's estate.
If the patient's spouse continues to live in the home, Medicaid will not kick them out. The spouse and any other dependents can continue to live there, at least until the patient dies. How it goes at this point will depends on how the property is titled I think. But either way, Medicaid will seek to collect the money at sometime in the future.
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