30 + years ago a country bank knew me and I could borrow money over the phone. NOW they're corporate and every decision has to go through the process that takes too long. My bank now turns over bankers so often I don't even try to know any of them. My experience for the last 20 years or so is that if I really needed the money bank would say no. When I was flush, they seem to know, they're offering me money.
Why would I go through the banks application process to buy a car when my dealer can get me approved in 30 minutes or less.
It's far easier for me to use a credit card now than going through the banks process.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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