30 + years ago a country bank knew me and I could borrow money over the phone. NOW they're corporate and every decision has to go through the process that takes too long. My bank now turns over bankers so often I don't even try to know any of them. My experience for the last 20 years or so is that if I really needed the money bank would say no. When I was flush, they seem to know, they're offering me money.
Why would I go through the banks application process to buy a car when my dealer can get me approved in 30 minutes or less.
It's far easier for me to use a credit card now than going through the banks process.
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Today's Featured Article - Fasteners: The Nuts and Bolts of Nuts and Bolts - by Curtis Von Fange. The nuts and bolts of nuts and bolts is an interesting and essential piece of knowledge that applies to our older tractors. An improperly torqued capscrew on an engine head or a shear bolt that is too hard on the driving shaft of a bushog can create havoc and make an expensive and uncalled for repair. Let�s examine the purpose and design of these fasteners in order to ensure their proper use. Fasteners are probably one of the aspects of mechanics that is given the least amount of thought.
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