john, thank you for the advice, i looked up indiana repo laws on line, and found that a creditor (being me) has the right to repo property being the contract, (aka the check and receipt and a follow up reciept on balance unpaid) can enter a yard, a driveway, even a fenced in yard if the gate is not locked to reposess any property. i have decided to void the transaction totally, and thats my out in this case. repo man has to notify the police dept that hes working in the county. i dont have to go to court for an order of action. fall behind on vehicle payments for three months,,, and youll have a wrecker in your driveway to reposess your car. if its in plain sight, he will come back with your car in peaceful situation. i did learn that if he threatens its a void, but if they threaten its assalt. repo men on cars never needed a court order to come get your car, just a creditor telling them to go get it. if the car is inside a building, cant touch it then its a court case.
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