It's so true, as has been said by others, the best way to run any business is to have enough capital to own most of your assets. If you need to borrow to buy your seed and fertilizer you are in a deep hole before your crop even sprouts. For most farmers we would be as well off if we spent the seed money on lottery tickets instead of putting it in the ground and praying for a good crop and a good price for our crops. At least with the lottery you stand a chance of winning once in a while. I believe that if you buy your inputs for next years crop, or bank the money to do so, as soon as you get your money for the current crop you start out ahead and have a better chance of pulling through if the crop fails or the markets collapse. I am only a small farmer [hobby farmer] and I have planted 60 acres of corn and the price is way down but I planted it using my old equipment and the same goes for the harvesting. No I won't make any money but I won't lose any either because I have no creditors waiting for their money. The money I get is mine and I can choose to spend it as I please. Buy next years crop inputs or go on a trip.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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