In Indiana, if a tree is dead and it falls on your neighbors house, it's your fault and your insurance will pay. I have heard of a guy who bought a new house and his insurance company canceled his policy because of old trees. If tree is alive, falls on neighbors house, it called an act of God.
As for trampoline, swimming pool, and ugly breed of dogs some insurance companies will have an issue.
If a landlord allows a tenant to have a dog, trampoline, or swimming pool and something happens, the landlord pays because he allowed the tenant to have them. Tenant's Dog bites someone, landlord pays. Someone drowns in a pool, landlord pays. Someone is injured on trampoline, landlord pays.
My insurance company asked me if I allow my tenants to have Dogs, trampolines and pools. I said, Yes, Tenant's Pit bull loves jumping on trampoline, then dives in the pool.
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Today's Featured Article - It Can't Be Done! - A Tractor Story - by Neil Campbell. I'll never forget the time back when I was a boy baling hay on our Farm in Big Rapid, Michigan. The most memorable event that took place was a trip up the steepest incline on the farm pulling an old New-Idea baler with a pony-motor for power and a haywagon. I had just talked my Dad into buying an old John Deere B with 6-speeds ahead and I was real proud of it, except it was a little smaller than the Case tractor that we normally
... [Read Article]
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