When I was evaluating properties for insurance companies before they wrote a policy on the property, if I saw a tree that was a potential problem, I had to include a photo and description in my report.
A limb hanging over a roof, a tree that was split, looked like it had been storm damaged, appeared to be ready to fall over, all had to be reported, and the insurance company took what ever action they deemed appropriate.
However, if a policy was written without a physical inspection on the property, there would be no way for the company to know about the tree and the company would most likely be on the hook for any problems after they issued a policy.
I called a lady for an appointment to inspect a house once, and she replied she wasn't living there. She said she'd bought the house, closed on it, moved in, and five days later a tree fell over on it.
I don't know what the outcome was. On my part all I did was close out the inspection and move on.
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Today's Featured Article - Converting from 6 Volt to 12 Volt - by Chris Pratt. It's a common problem for old machines especially when the weather starts to dip below 40 and the tractor isn't fired up as often. You are probably used to the 12 volt Diehard, charged with 200 amp alternator of your 3/4 ton that always is ready and always starts. It's this type of experience that brings about the many queries we get for 12-volt conversion kits. Since only a few kits are available (we sell kits for the
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