When I was evaluating properties for insurance companies before they wrote a policy on the property, if I saw a tree that was a potential problem, I had to include a photo and description in my report.
A limb hanging over a roof, a tree that was split, looked like it had been storm damaged, appeared to be ready to fall over, all had to be reported, and the insurance company took what ever action they deemed appropriate.
However, if a policy was written without a physical inspection on the property, there would be no way for the company to know about the tree and the company would most likely be on the hook for any problems after they issued a policy.
I called a lady for an appointment to inspect a house once, and she replied she wasn't living there. She said she'd bought the house, closed on it, moved in, and five days later a tree fell over on it.
I don't know what the outcome was. On my part all I did was close out the inspection and move on.
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Today's Featured Article - Fasteners: The Nuts and Bolts of Nuts and Bolts - by Curtis Von Fange. The nuts and bolts of nuts and bolts is an interesting and essential piece of knowledge that applies to our older tractors. An improperly torqued capscrew on an engine head or a shear bolt that is too hard on the driving shaft of a bushog can create havoc and make an expensive and uncalled for repair. Let�s examine the purpose and design of these fasteners in order to ensure their proper use. Fasteners are probably one of the aspects of mechanics that is given the least amount of thought.
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