This is the amendment I use too. more expensive but worth it IMO. I told my agent, If I lose what I have, I want the same thing sitting there when we are done.
Brother has the same and he lost his garage to fire.
Taking months to review everything, piece by piece, but his Ins Co is standing behind him.
Example: he hauled the burned carcass of his restored early 70's garden tractor to a dealer. A $999 modern box store mower is not the same machine. He is getting a replacement garden TRACTOR that costs considerably more because of that amendment.
Good company with a good agent that is pretty much doing it all for him.
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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