many policies have agent discuss with you the "value" of your equipment and then assign an "insured value". policy typically reads after a covered loss the company will pay actual cash value (market value)up to the insured value. Many agents dont know value of equipment and let the owner put "value" on it, often without researching the market value. Pays to know what it is worth, not necessarily what you would like it to be worth, have seen it happen many times. A good agent will explain that to you up front so there are no misconceptions when a claim is filed. HTH
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Today's Featured Article - Identifying Your Tractor - by Staff. Maybe you bought it from a friend who didn't know what kind of tractor it was, or perhaps (and this is every tractor fanatics dream) you stumbled across it in an abandoned field covered with weeds but intact. In any case, you have no idea what the make and/or model is. For awhile perhaps it doesn't really matter. Especially if it runs! But pretty soon you'll probably need to tinker with it a bit and maybe buy a part or too. Having a manual is nice. But how does one go about dete
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