I"ve had nothing but liability on my vehicles for a long time now, and do it for the same reason you say. Basically I save enough money to buy another good, used truck, or whatever should something ever happen to mine.
Now I keep full coverage on my wife"s vehicles for the simple fact that she does way more driving in traffic than I do, and I try to keep her in a little newer vehicles than I drive myself. In any case the cost to keep the extra insurance on them is well worth it -vs- the cost to replace any of them.
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Today's Featured Article - Major Problems - by Anthony West. Following the aquisition of the two Fordsons to my collection I found that I was struggling to move them about. I had considered the possibility of driving the "F" to and from shows but anything other than local rallies was totaly impractical due to its sedate pace. I had also considered buying a landrover and trailer, but the price of a
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