There is another line of thought on having lots of insurance. You make yourself a bigger target. An ambulance chaser wont mess with you if you dont have much insurance. But, if you have property they can come after, then it's not worth the risk of not having it.
Personally I think it should be a law that "looser pays" on lawsuits. If they sue you for some BS, and they loose, then they should have to pay all of your costs to defend against them.
Plus there should be a season and bounty on lawyers. Bring their ears into the county clerks office and collect $50 just like we use to do with coyotes here.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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