My insurance company was surprised when I declined full coverage on the Audi TT Quattro I bought last winter. Liability only ($126/yr), but as you suggested, far from state minimum costs very little more. That price struck me as very reasonable for substantial liability coverage. I could replace the car in 2 years of full coverage insurance savings. Many reasons why I have no interest in a new car.
Once was enough, that was 1973. We picked it up in Italy.
Liability for my deuce-and-a-half is only $207/yr, rated as 100% farm use. Heavy enough to destroy almost anything I hit, minimum liability would be minimal savings for the increased risk.
My insurance company likes me. Though they shelled out $23k when a large oak hit an outbuilding. Roof damage only, strong building. Netted me $20k for my labor.
My homeowners' policy covers my tractors here (all unlicensed vehicles, including my Link-Belt crane). Take one to do work elsewhere and they are not covered. I don't do tractor rides, so I never asked.
Non-mandated insurance is about handling risk. A decision we all make according to what we have to lose, and how risk-averse we are.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Show Coverage: The Old Gold National Antique Tractor Show - by Cindy Ladage. Over the fourth of July weekend, the Illinois State Fairgrounds in Springfield, Illinois, was the site of the Old Gold National Antique Tractor Show. Tractors of all makes and models were displayed and separted into categories by their age. Deere, Oliver and even a Wards and Keck Gonerman were part of the crowd. A sea of red International Harvester's seemed to be the the model with the biggest showing. The crowd was decent for the scorching July heat. The opening day started o
... [Read Article]
Latest Ad:
1958 FORD RARE 4x4 801 TRACTOR, ELENCO/FRONT DRIVE, FRONTLOADER AND WEIGHTED REAR WHEELS, FIVE SPEED, LIVE PTO, GAS ENGINE, NEW REAR WHEELS AND TIRES, ENGINE RUNS.
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
