In Iowa, I've never been asked to show proof of "financial responsibility" when getting/renewing registration except when I was on SR22.
State law says you must have "financial responsibility" which means either insurance or "File a surety bond, cash or securities equal to $55,000.", among a few other ways.
I recently got a no proof of "financial responsibility" ticket because I was driving a used car I had just purchased the week before. With Progressive Insurance, they cover the purchase of a "new car" for up to 30 days, provided you have all other vehicles covered by them and you inform them of the purchase ASAP. I had these requirements satisfied, took the policy to court with me and got the charge dropped. [begin rant] However, I still had to pay some $60 "court cost", which doesn't make any sense because they DROPPED THE CHARGE - basically, admitting they were wrong. Why do I have to pay $60? Whatever. I paid it and moved on (mostly :wink: ).[end rant]
Anyway, I agree that people need to take driving on the road as a very large responsibility. They need to be financially responsible and responsible behind the wheel. However, sadly, people are not going to do that - it would take too much money, time, and effort. But you can't legislate morality, and to attempt to is a futile waste of taxpayer money.
But just wait, soon they'll require license and motor vehicle insurance on tractors since they hit the road sometimes. Then bicycles. Then roller skates. Then baby strollers. Then shoes.
It's a slippery slope. We'd have no need for insurance at all if people did "the right thing" all the time, but they don't and because of that we deal the best we can without infringing on our rights too much.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Restoration Story: 1951 Farmall H - by The Red (John Fritz). I have been a collector of Farmall tractors since 1990 when I first obtained part of the family farm in Eastern Indiana. My current collection includes a 1938 F20, 1945 H, 1946 H, and the recently purchased 1951 H. This article will focus on what I encountered and what I did to bring the 1951 NEAR DEATH Farmall H back to life.
... [Read Article]
Latest Ad:
Sell 1958 Hi-Altitude Massey Fergerson tractor, original condition. three point hitch pto engine, Runs well, photos available upon request
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.