My auto insurance (by another company) covers the gooseneck liability when it is attached to my truck, which I knew. What I want on my farm insurance is theft, tornado, missile attacks by Putin, etc. when the trailer sits in the barn lot not being used. I'm already covered by this company for my land, house, barns, tractors, implements, 2 other trailers and all my aquaculture equipment.
Agent did call back at noon today and said that $75.00 was the annual cost for the gooseneck and the additional $500 was the minimum charge insurance companies charge for farm/commercial premiums and was imposed & regulated by the state of Illinois (?). Since I'm already a policy holder I don't understand the $500 and realistically, the $75. I could see $25 or so . . . . .
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Today's Featured Article - A Lifetime of David Brown - by Samuel Kennedy. I was born in 1950 and reared on my family�s 100 acre farm. It was a fairly typical Northern Ireland farm where the main enterprise was dairying but some pigs, poultry and sheep were also kept. Potatoes were grown for sale and oats were grown to be used for cattle and horse feeding. Up to about 1958 the dairy cows were fed hay with some turnips and after that grass silage was the main winter feed. That same year was the last in which flax was grown on the farm. Flax provided the fibre which w
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