My auto insurance (by another company) covers the gooseneck liability when it is attached to my truck, which I knew. What I want on my farm insurance is theft, tornado, missile attacks by Putin, etc. when the trailer sits in the barn lot not being used. I'm already covered by this company for my land, house, barns, tractors, implements, 2 other trailers and all my aquaculture equipment.
Agent did call back at noon today and said that $75.00 was the annual cost for the gooseneck and the additional $500 was the minimum charge insurance companies charge for farm/commercial premiums and was imposed & regulated by the state of Illinois (?). Since I'm already a policy holder I don't understand the $500 and realistically, the $75. I could see $25 or so . . . . .
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Today's Featured Article - Sunday Drives - by Cowboy. Summer was finally upon us here in Northern Maine. We have two types of industry up here, one being "Forestry" (Wood Products) and the other "Farming" (Potatoes). There is no shortage of farm tractors and equipment around here! I have been restoring old Farm Tractors for the past 6 years, and have found it easier and less expensive to hit all the auctions and purchase whole tractors for parts needed. My wife who works at a local school, and only has weekends and summers off, while on t
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