We use an independent insurance agency; they are very good and often tell the insurance company what to do - and what is legal in this state and what is not legal.
Sometimes insurance companies will raise the rates just because they think they can get away with it.
When ag equipment manufacturers started getting notice of huge increase in liability premiums, we worked through the manufacturer's association and were able to prove that none of the manufacturers had a claim against their company in the last 20 years, we went after the insurance companies to prove their data they used to increase rates.
The insuance companies response was: "Forget the rate increase notices; it is not going to happen." I doubt that they ever had any data to support a rate increase; they just thought that they could get away with it and the industry wouldn't fight back.
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Today's Featured Article - My Ford Golden Jubilee - by Troy Estes. This article is about my '53 Ford Jubilee and a story that starts with taking the tractor to my brother's Starter/Alternator Rebuilding shop for a wiring fix. The generator was shot as well as all the wiring. I dropped off the tractor expecting a transformation from a 6 volt to a 12 volt system utilizing the original generator housing, and a total rewiring of the whole tractor. The front end center pin bushing was worn also so I ask that they replace it if they had time. Well, that’s wha
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