Can't speak directly for agri-business insurance but we use an independent insurance agency for home and cars. I have an assigned rep at the agency who will return my calls or emails within an hour, if not sooner. She shops for the best policies at renewal time. In fact, we just paid our homeowner's renewal premium when she emailed that she had been checking on it and could save us $700 by switching carriers. Even though we paid the premium already, she took care of cancelling the old policy, handling the full refund and writing the new one. Wife was in a car accident lately and the other insurance company was hounding us to file a claim (no damage to our car). Our rep said "don't file a claim", called the other insurance guy, handled it all and it didn't cost us a nickel and no claim was filed against our policy.
I chuckle at all the advertising from the big companies about saving money and customer service. I don't need them, I've got Pat!
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Today's Featured Article - Restoration Story: 1964 JD 2010 Dsl - Part 2 - by Jim Nielsen. Despite having to disassemble the majority of my John Deere 2010's diesel engine, I was still hopeful I could leave the engine-complete with crankshaft and camshaft-in the tractor. This would make the whole engine rebuild job much easier-and much less expensive! I soon found however, that the #4 conrod bearing had disintegrated, taking with it chunks of the crankshaft journal. As a resul
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