"the farm's insurance carrier can and will go after the parents' homeowner insurance"
Of course, I haven't read your or any other persons home insurance contract, but does the insurance you have which protects YOUR HOME against fire and tornado etc., also cover a house down the street if your kids torch it??
Its been a while since I read my homeowners insurance contract, but I'm pretty sure it doesn't say they will replace A DIFFERENT HOME if my kids burn it down?? It only protects MY HOME... (and may not even that if a family member intentionally torches it???)
Just asking as I'm always curious to learn something new... There's all sorts of different policies and different insurance products out there, maybe a homeowners policy covers a DIFFERENT HOME if your kids burn it, but it could be harder to get underwritten and more expensive JUST ASKING is all.
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Today's Featured Article - Fasteners: The Nuts and Bolts of Nuts and Bolts - by Curtis Von Fange. The nuts and bolts of nuts and bolts is an interesting and essential piece of knowledge that applies to our older tractors. An improperly torqued capscrew on an engine head or a shear bolt that is too hard on the driving shaft of a bushog can create havoc and make an expensive and uncalled for repair. Let�s examine the purpose and design of these fasteners in order to ensure their proper use. Fasteners are probably one of the aspects of mechanics that is given the least amount of thought.
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