"the farm's insurance carrier can and will go after the parents' homeowner insurance"
Of course, I haven't read your or any other persons home insurance contract, but does the insurance you have which protects YOUR HOME against fire and tornado etc., also cover a house down the street if your kids torch it??
Its been a while since I read my homeowners insurance contract, but I'm pretty sure it doesn't say they will replace A DIFFERENT HOME if my kids burn it down?? It only protects MY HOME... (and may not even that if a family member intentionally torches it???)
Just asking as I'm always curious to learn something new... There's all sorts of different policies and different insurance products out there, maybe a homeowners policy covers a DIFFERENT HOME if your kids burn it, but it could be harder to get underwritten and more expensive JUST ASKING is all.
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Today's Featured Article - Piston Ring Removal and Replacement - by Chris Pratt. Piston Ring Removal and Replacement - Replacing rings is a fairly easy process to stretch the engines usability between major rebuilds and cut down on that blue smoke and high oil consumption. Frequently, replacing only the rings is not advisable because by the time you do the teardown and measurement of the components, the pistons are often beyond the manufacturers specification or something else you find will signify the need for a major rebu
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