When an insurance company totals a vehicle, that doesn't mean the vehicle can't be fixed, it just means that when the company applies their own criteria (which varies greatly from company to company) to that particular vehicle they would rather buy the vehicle than pay to repair it.
Case in point: Several years ago, on a dark, rainy morning, several of the neighbor's black angus cattle walked out of the ditch in front of the Pontiac minivan my wife was driving and she nailed three of them. There was even cow poo in the middle of the windshield. The insurance company insisted on fixing the vehicle.
Right then, a local Dodge dealer had an identical Pontiac minivan on his lot with 40K fewer miles than the one my wife was driving. The bottom line was, by the time the insurance company paid to fix our van, plus some undiscovered damage and a rental vehicle for my wife to drive, they would have been $900 ahead if they'd simply bought the van from the Dodge dealer, given it to us, and taken ours.
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Today's Featured Article - Women and Tractors - More Views From the Farmer's Wife - by Teri Burkholder. The top ten reasons why the judges wouldn't let you participate in the stock antique tractor pull: Hey, this is stock! It came with that V8 in it! That "R" on my tires stands for "really old" not radial! Blue gas? We thought it was a pretty color! What wire hooked to my throttle?
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