OK, what I think, as a former adjuster, is that the drivers insurance company, if he has one, owes you a replacement grain bin. That's no if and or buts. Now that may vary state to state but in most states they owe you a grain bin at least in as good of shape as the old one. They also have to pay to have the old one cleaned up and hauled off and the new one installed. That falls under the mandatory property damage part of auto insurance. Now for the price of a new bin that size they are not going to want to go to court. Just tell the adjuster that you are going to talk to YOUR not a, attorney. Also tell him you are calling your state insurance commission if you are not satisfied. Now if it's your property insurance read your policy. See what is covered and any exclusions. If you don't understand something consult an attorney.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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