OK, what I think, as a former adjuster, is that the drivers insurance company, if he has one, owes you a replacement grain bin. That's no if and or buts. Now that may vary state to state but in most states they owe you a grain bin at least in as good of shape as the old one. They also have to pay to have the old one cleaned up and hauled off and the new one installed. That falls under the mandatory property damage part of auto insurance. Now for the price of a new bin that size they are not going to want to go to court. Just tell the adjuster that you are going to talk to YOUR not a, attorney. Also tell him you are calling your state insurance commission if you are not satisfied. Now if it's your property insurance read your policy. See what is covered and any exclusions. If you don't understand something consult an attorney.
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Today's Featured Article - Show Coverage: Godfrey, Illinois Country Days - by Cindy Ladage. Except for last fourth of July's Old Gold show in Springfield, Illinois, I don't remember when it was so hot. Nevertheless, the heat didn't keep vendors and visitors alike from enjoying the third annual Country Day's Event. Jane Elliott said the event was originally a one man show. "Barry Seiler, owner of Country Town Farm Supply store used to invite people up to the Johne Deere store. He would give hats and a free meal for everyone that brings a tractor." Elliott said while this
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