There are many ways to look at SS. Say your spouse's SS won't be much. Say she was a stay at home mom, who also worked on the farm. Then the longer you wait, the more she can draw from yours,50%. Then when you die and she, she should be able to draw all of yours if she waits to be able to draw full amount.
Most people are looking at short term, not the big pic,
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Today's Featured Article - Reflections of the Fifties - by "Country" Elliott. I remember rowing up in the 1950�s in a small, rural town in northwestern New Jersey. The closest town to ours was only 3 miles away, and there were seven dairy farms in the areas of these two country towns. We had 5 acres, and because my Dad was a salesman and not a dairy farmer, he let the Bockovens, who owned the Willow Tree Dairy farm most of our land.
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