Ask your agent about renters' insurance. Contents, yes. Liability will depend on the company.
Our homeowner's is only 17% of that, probably for more insurance because I bumped it up to better cover outbuildings.
When we first got homeowners', I was refused by several companies. Turns out the problem was no heating system (we don't need one). When I asked what the problem was, they worry about frozen pipe water damage. I asked if they could exclude that. Nope, it's a full umbrella or nothing.
With an all concrete/steel house (dirt roof), the agent asked why I wanted fire insurance. I didn't. To them, homeowners' was fire insurance. To me, it was everything else.
Good luck changing their fixed program to fit your needs. I hope you're only insuring your house, not your ground. Automatic coverage increases sometimes are incorrect.
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Today's Featured Article - My Ford Golden Jubilee - by Troy Estes. This article is about my '53 Ford Jubilee and a story that starts with taking the tractor to my brother's Starter/Alternator Rebuilding shop for a wiring fix. The generator was shot as well as all the wiring. I dropped off the tractor expecting a transformation from a 6 volt to a 12 volt system utilizing the original generator housing, and a total rewiring of the whole tractor. The front end center pin bushing was worn also so I ask that they replace it if they had time. Well, that’s wha
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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