The answer to the original question is pretty simple.
Just for illustration, if your savings pays 10% and your Mortgage charges 5%, you want to keep the mortgage as long as possible as you are in a positive cash flow situation. Paying off the mortgage in this scenario would cost you money in the long run.
If your savings pays 5%, and the mortgage charges 10% then you pay it off as soon as possible, as you are in a negative cash flow situation.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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