I'm receiving 1.4% on my 401K funds in cash reserves and 0.9% for normal/accessible savings in a corporate money market fund. The local bank 5 year CD is a miserly 0.75%. Suspect that you aren't doing much if any better. Yet you are paying 3.25% on the borrowed funds. If your job is secure and the savings isn't intended to further your education or provide better employment opportunities, also assuming you don't anticipate the need to increse your debt, I would strongly consider applying a good portion of it to the current low interest mortgage.
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Today's Featured Article - Search For Spares - by Anthony West (UK). Following on from the aquisition of the old Fordson F, I was very much in need of spares. As a novice though I didn't appreciate the fact that there were so many Fordson tractors made, that all the other makes seem rare by comparison. As far as I was aware a fordson was a fordson and it was only through trial an
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