Some people very much like to be debt free and there is much to be said for that. However, you have a loan at a very low interest rate and also an emergency fund. As you get old it will be nice to have a paid off house however, you will also need savings - unless you want to spend your house. You might want to consider a IRA account, at your age it can grow to a considerable amount when you retire. Your bank or they can suggest someone who can advise you on how to invest. Note: you are looking for an investment that grows faster than the 3.25% your mortage is taking from you. You can"t go wrong paying off debt but IMO it is also important to start saving.
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Today's Featured Article - A Lifetime of David Brown Tractors - by Samuel Kennedy. I was born in 1950 and reared on my family�s 100 acre farm. It was a fairly typical Northern Ireland farm where the main enterprise was dairying but some pigs, poultry and sheep were also kept. Potatoes were grown for sale and oats were grown to be used for cattle and horse feeding. Up to about 1958 the dairy cows were fed hay with some turnips and after that grass silage was the main winter feed. That same year was the last in which flax was grown on the farm. Flax provided the fibre which w
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